Disclaimer: Nothing is this article is meant to constitute financial advice of any kind, and is the opinion of the author only. Seek professional advice before making any financial decision.
Stuff It Up Strategy:
It all started when you went direct to your bank for your first home loan. You bank with the Red Bank so you go see the Red Bank, and the Red Bank gives you a Red Bank mortgage, based on their calculations on how much you could borrow at rates that they are currently offering.
The Blue Bank might have been able to lend you more, the Yellow Bank might have been able to give you a better rate, but Your Bank is Your Bank and of course having banked with them for years they will look after you. Red Bank all the way!
After a while, your incomes go up a bit, and the equity in your home increases and you decide to take that first step into property investing. Time to...